uob personalized banking
uob personalized banking
Blog Article
UOB Bank presents many different individual banking companies built to fulfill the economical needs of people. Down below is an intensive overview to help you understand The important thing elements and choices.
Different types of Accounts
Price savings Account: This account helps you to spend less when earning fascination.
Functions: Easy access, desire earnings, nominal charges.
Advantages: Safe spot for your money, potential expansion by way of interest.
Latest Account: Ideal for day by day transactions and taking care of costs.
Features: Checkbook facility, overdraft defense.
Advantages: Effortless for regular payments and withdrawals.
Mounted Deposit Account: For people planning to make better interest premiums more than a set interval.
Characteristics: Preset phrase deposits, better interest charges in comparison to personal savings accounts.
Benefits: Secure financial commitment option with predictable returns.
Loans
Personalized Financial loans: Unsecured financial loans that can be utilized for several purposes like training or household renovation.
Styles:
Installment Financial loans
Credit Lines
Rewards: Versatile repayment conditions, competitive desire rates.
Residence Loans: Tailored answers for acquiring house or refinancing current mortgages.
Kinds:
Set Charge Residence Bank loan
Floating Charge Residence Mortgage
Rewards: Various ideas to suit individual needs, attractive fees.
Bank cards
UOB offers An array of charge cards catering to diverse lifestyles and investing habits:
Benefits Cards: Get paid details on just about every acquire which can be redeemed for items or travel miles.
Cashback Cards: Get money rebates on day to day expending for instance groceries and dining out.
Journey Cards: Exclusive Rewards like air miles accumulation and vacation insurance policies coverage.
Financial commitment Providers
For people considering escalating their wealth as a result of investments:
Unit Trusts * Diversified portfolio managed by industry experts. * Ideal for very long-term expansion objectives.
Structured Deposits * Combines the capabilities of conventional deposits with financial commitment goods. * Perhaps higher returns but with some possibility involved.
Insurance policy Solutions
To protect oneself and Your loved ones versus unexpected occasions:
Existence Insurance plan * Provides monetary safety in case of Demise or important health issues. * Can also function a savings Instrument with regards to the coverage uob personal banking preferred.
Health and fitness Insurance * Handles medical expenses including hospitalization expenses. * Essential for mitigating large healthcare expenses.
Electronic Banking Providers
Ease at your fingertips by means of digital platforms:
Internet Banking
Allows you to regulate your funds on the web:
Look at account balances and transaction historical past
Transfer funds between accounts or pay back costs
Make an application for new goods (financial loans/charge cards)
Mobile Banking
Banking on-the-go by means of cellular applications:
Speedy stability checks
Cell payment possibilities (QR code payments)
Notifications & alerts about account activity
Using these extensive choices, UOB aims to offer personalized banking alternatives that cater especially to individual necessities although making sure usefulness and security in all transactions.